Archive for ‘News’

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Are you planning on traveling out of the country and need to apply for a passport?

Are you planning a trip abroad? If so, you’re going to need a passport! Don’t have a passport yet? Well, you should hurry up and go apply for one. To do that, you are going to need your original birth certificate or a certified copy of your birth certificate. If you can’t locate yours or know up-front that you misplaced…

If you are close to retirement and consider taking a reverse mortgage and not sure what all this means? In the simplest term, a reverse mortgage is a loan. Homeowners who are near retiring age typically 62 or older may be qualify for a reverse mortgage loan. What this typically mean is that the borrower will take out a loan against the equity of their home. The borrower will receive funds on scheduled fixed payment or a lump sum cash. The attractiveness of a reverse mortgage is that the borrower does not have to make any loan payments. Upon the death of the borrower, the…

Most people go about the day without thinking about how important their personal vital records play in their everyday life. Vital records are documents like birth certificate, marriage certificates, divorce records, and death certificates. While these documents might not seem that important, they do mark significant milestones of a person’s life. It is very important keep your vital records in a safe place and know where they are located. Knowing the differences between important vital records can make transitioning through these events easy. To have a better understanding of these types of records and why you…

It is recommended that you get a dental check up at least twice a year with a dentist. Additionally, based on the condition of your teeth, your doctor may recommend more frequent visits. If you have a cavity or any teeth issues, you may need different types of dental procedures as well. All of this dental information will be documented into your dental records. Dental records also contain information on all your dental clinic visits, dental notes, and dental tests conducted. Dental records include personal patient information and other dental treatment data by the dental professional and practice.

Importance of Dental Records

Dental records are extremely important. Not only do they document…

If you own a car that is paid off, you would have been issued a car title by a lienholder, which in most cases, is a financial institution. For some first-time car owners, they might not realize how important it is to keep an official copy of their car title in a safe place. Papers can easily be lost or thrown away, thinking that a car title is just another piece of paper. A piece of paper might not seem so important at first until you need to sell your…

Investing in real estate can make you money, but becoming a landlord who owns multiple property can make you a lot money. As a landlord, you are also a business owner whether you own a few property or multiple property worth millions. One of the great benefits of being a landlord is the tax deduction you can take advantage of. To take advantage of these tax deduction, you have to keep accurate records of important documents relating to expenses and income throughout the year.

Top two reasons…

When buying a home, first time home buyers may be overwhelmed with the lengthy papers to sign. This paper trail follows you until closing. The paperwork signed up to this point can be intimidating. Many of the documents you sign are mostly for the lender’s benefit, so in the future the lender or seller may avoid a potential lawsuit. You might be wondering why should I even bother to keep any of this paperwork after closing. However, you should keep all copies of the…

There are so many movies with secret agents doing spy things, fighting bad guys, and saving the world. But we’re not talking about top secret agents. We are talking about certified field agents. These agents don’t work for the government. These agents are part of is an online website dedicated to the certification, coordination, and connection of certified field agents with clients who need onsite representation to securely exchange data.

Certified Field Agents

Certified Field Agents represent our organization and all of the agents have met quality and professional standards. Certified Field Agents perform the task of data retrieval in their assigned regions of the United…

What are mortgage agreements?

Mortgage agreements are usually loan agreements with terms of the contract between a lender and a borrower. When an agreement is signed, this gives the borrower access to the money. The agreement also grants the lender the right to take possession of the mortgaged property if the borrower does not pay the loan’s installments. There are different types of mortgage loans that include federal housing administration loans, veteran affairs loans, and reverse mortgages. Typically, the federal housing administration and veteran affairs loans offer eligible borrowers preferential rates and terms. Reverse mortgage are special mortgage loans that allow seniors to borrow money…

The terms “will” and “trust” can be confusing and misunderstood. It is important to distinguish the difference and understand what both these concepts really are.

What is a will?

A will is a legal document that help coordinates the distribution of your assets after death and can appoint guardians for minor children. A will is important because it allows you to communicate your wishes clearly at your death. Without a will, the state of residence will distribute your assets to your beneficiaries according to its laws. Having the state distribute your assets may not result in how you would distribute your assets to your beneficiaries. Having a will…